Overwhelmed by all the auto insurance choices? Don’t be. We can make finding the right car insurance plan easy. Let us help you find the plan you need at a rate you can afford. We will take the time to explain your coverages and help you understand what you are paying for,
We will provide you with rates from multiple insurance companies to help you shop for the best combination of price and coverage. We’ll clearly explain the options, so you can make the best decision on which plan works best for you.
Important things to know:
1) Do I need Uninsured / Underinsured Motorist Coverage?
UM/UIM coverage is what pays YOUR medical costs or repairs to YOUR car in an accident where the other driver is at fault and does not have insurance.
2) What is the difference between Comprehensive and Collision coverage?
Both coverages together are considered FULL COVERAGE. Collision is physical damage coverage for your car for an at fault accident. Comprehensive will pay to fix your car if it is damaged by hail, falling objects, flood, theft, or hitting an animal. (things that are beyond your control).
3) Do I have coverage if I rent a car?
If you have FULL coverage on a vehicle on your current policy, you would have the extended coverage to a rental car with the same liability limits and deductibles. One thing to keep in mind though, is that there are sometimes some costs that are associated with a loss on a rental car that would not be covered on your policy. An example is “loss of use” by the rental company while that car is out of service.
Ask us about YOUR coverages today. We would love to help answer any questions you have.