Home Insurance Agency in Magnolia, TX

Your home is a huge investment, so it is important to protect it! Patricia Cooper Insurance is a home insurance agency located in Magnolia, TX that helps you protect your home and your possessions.

You have worked hard for what you have, so it is important to get the right home insurance coverage. Our team can help you choose from the various home insurance types to make the right choices.

There are many options of what home insurance can cover on your property. We can help you make sure that everything will be taken care of. Contact us today to see how we can protect one of your biggest investments.

Important things to know about Home Insurance Coverage:

  1. There are a number of different types of Homeowners insurance. Not all provide the same coverages. A basic policy has limited causes of loss covered and may not have replacement cost coverage which can reduce the amount of your settlement after a loss or leave you with no coverage for something as necessary as water damage.

  2. Most policies have limits on certain personal property items such as jewelry or firearms. You have the ability to "schedule" valuable items providing you an agreed value coverage even when those items are away from the home.

  3. What is Loss of Use coverage?

    Loss of Use coverage on your homeowners policy provides an ability to reimburse you for costs associated with a covered loss such as temporary housing, meals or groceries, clothing, etc. You can provide receipts for having to purchase these items or services during a time when a covered loss prevents you from being able to live in your home while repairs are being made.

Learn more about our types Home Insurance: